Privacy

What we store

When you create an account, we store your email and first/last name, plus anything optional you choose to add: a username, your country and preferred currency, a verified phone number, and your Venmo, Cash App, and/or Zelle handles. If you sign in with Google, we also store the Google account ID so future sign-ins link up.

For each tab you create or interact with, we store the items, the people you assigned, prepayments, tax/tip/service totals, and any receipt photo you upload (see Receipts below).

To understand how people find us, we record how a new account arrived — for example a shared tab, a personal invite link, or a QR campaign code — and aggregate counts of link visits. This is used for our own product analytics, not shared with anyone.

What we don't store

We do not store credit card numbers, bank info, or payment credentials. When you import a Toast receipt, we keep only the card brand (e.g. Visa) — never the card number, name, or expiration. See Advertising below for how the brand is used.

Advertising & affiliate links

Tab Tender is free, supported by ads and affiliate offers. We show standard display ads, and we may show a contextual sponsored offer on a tab chosen from non-identifying signals on that tab — the detected card brand and how much was spent by category (e.g. food vs. drinks). We never send your name, email, or card number to advertisers.

Sponsored placements are labeled “Sponsored”. If you tap one and sign up or buy, we may earn a commission. Clicking opens a third-party site governed by its own privacy policy; we pass only an anonymous reference so the partner can credit the referral.

Receipts

Receipt photos you upload are stored as proof for the people on that tab and are automatically deleted after 30 days. We use an automated vision service to read items off the photo, but we don't use your receipts to train models.

Sharing

Tab share pages are public to anyone with the link for 7 days, then become visible only to the owner and signed-in people who claimed a spot. They're marked noindexso search engines skip them. We don't sell or share your data with third parties.

Email & SMS

We send transactional messages only — email verification and password resets, contact replies, tab notifications, and a one-time SMS code if you choose to verify a phone number. No marketing sends.

Deletion

You can delete any tab you own from the tab editor. For a full account deletion, email us via the Contact page.